Seven Bargain Diva® Tips to be $100 or More Richer Each Month

Clipping Coupons. Stores and manufacturers issue a whopping 400 billion coupons every year. Clipping coupons, you can save $25-30 a week.

Brown Bagging it to Work. Bringing lunch from home at least 3 days a week can save you up to $20 a month.

Increase the Deductible On Your Car. Going from a $100 to $500 deductible on your car's collision insurance will reduce your annual premiums by 45 percent. This will save you about $20 per month.

Eating Out with Kids. When going out to eat, choose restaurants that offer a "Kids Eat Free" night. Money saved per child, about $6.

Health & Beauty Supplies. Purchase health and beauty aids at discount stores instead of supermarkets. This includes products like shampoo, toothpaste and aspirin. Savings per month: about $5.

Avoid the ATM. Bank fees for using ATM's have skyrocketed. Take the time to visit your teller and save arouing $18-21 per month.

Go Meatless for a Month. Meat is the most expensive item in most food budgets. Serve vegetable lasagne, vegetable stews, stir fry or veggie burgers. Try this at least twice a week and you can save around $30 a month.

A Bargain Diva® Favorite:
12 Ways to Add Years to Your Life
Everyone is trying to look youthful and live longer. Here are some tips from longevity expert Dr. Michael Roizen. Through his research, you can help reverse aging if you adopt the following:

Eat Breakfast Everyday. It helps your metabolism function efficiently. (Reduce your age by 1 year).

Sleep at Least 7-8 Hours a Night. (Reduce your age by 3 years).

Brush & Floss Your Teeth 3 Times a Day. Bacteria from the gums can cause narrowing of the arteries. (Reduce your age by 6 years).

Wear Sunscreen Everyday. Yes, and that means you beautiful sisters of color! We get sunburned too! Use a sunscreen with an SPF of 15+. (Reduce your age by 1 year).

Develop Great Friendships. A strong social network cuts stress and helps maitain a healthy immune system.. (Reduce your age by 2 years).

Get Your Daily Exercise. Put it in motion sisters! (Reduce your age by 3 years).

Have a Glass of Red Wine Daily. Red or white in moderation has been found to protect against stroke and some forms of cancer. The key word here is moderation!. (Reduce your age by 1 year).

Keep Company with Man's Best Friend. Pet owners, especially those with dogs, seem to live longer than people who don';t have pets. (Reduce your age by 1 year).

Have Sex at Least 3 Times Per Week. Sex relieves stress which reduces your risk of hypertension and boosts immunity. A strong, stable, spiritual relationship is wonderful. (Reduce your age by 1 year).

Throw Away Your Cigarettes. Smoking ages the heart and lungs. But quitting reverses the damage, giving your lungs new life. (Reduce your age by 7 years).

Laugh Several Times a Day. A good dose of laughter helps keep the immune system healthy. Check out Sistah Talkon AM 1430 Sunday mornings at 11:00 am. It will lift your spirits and give you a laugh or two. (Reduce your age by 1 year).

Pamper Your Skin and Exfoliate. Exfoliating dead skin allows new cells to grow, giving you a youthful glow.

Try the Bargain Diva's
® recipe for a natural exfoliating solution: Mix together 2 tablespoons of plain yogurt with 1 tablespoon of oatmeal. Apply to face in a gentle, circular motion for 5 minutes. Rinse with warm water and pat dry with a clean towel.

From Michael F. Roizen, MD. Author of Real Age: Are You as Young as You Can Be? (Harper Collins).

Bargain Diva® Bonus
Take a Vacation

Dr. Mel Borins, author of Go Away: Just for the Health of It recommends a timeshare.

Studies show that timeshare owners take longer and more frequent vacations. When you vacation, women reduce their risk of coronary heart disease by 50%, men by 30%.

Recommended timeshare: Blue Green Vacation Club

Medical Bills Staggering?

Forty million Americans don't have health insurance! Download your FREE copy of "Coping with Medical Bills" by going to Click on the "Free Publications" area to download your copy. Printed hard copies can be purchased for $5.00 by calling 1-800-680-3328, ext. 143.

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